Why Choose Add Value?

Insurance advice backed by experience. Support that goes beyond the policy.

At Add Value Insurance Broker, we believe that choosing an insurance policy is only the beginning of the relationship. What truly matters is having the right guidance before buying, the right support throughout the policy period and an experienced team standing beside you when you need to make a claim.

01

Research-Driven Policy Comparisons

Our experienced team uses its insurance knowledge, online comparison resources and credible information sources to evaluate products across multiple insurers.

We consider policy features, coverage, exclusions, waiting periods, benefits, claims-related information and customer feedback before making recommendations.

Wherever suitable options are available, we present more than one insurance solution so customers can compare and make an informed decision.

02

Dedicated Claims Assistance

Our responsibility does not end when a policy is issued.

Our trained claims team educates customers about the claims process and the essential documents they should keep readily available.

When a claim arises, customers can reach our centralised Claims Assistance Team through a dedicated claims contact number or the company's main contact channels.

Our claims support includes:

  • Guidance on claim procedures and required documentation.
  • Assistance with claim forms and paperwork.
  • Support with document submissions.
  • Help with insurer queries and additional information requirements.
  • Follow-ups and updates on existing claims.
  • Second opinions and claim-related guidance.
  • Support in escalating disputed or rejected claims through appropriate grievance channels, the Insurance Ombudsman and other available legal or regulatory remedies, wherever applicable.
03

Ongoing Policy Servicing

Insurance requires attention even when there is no claim. We assist our customers with:

  • Policy information and important updates.
  • Renewal reminders and timely renewal support.
  • Guidance and support with premium payments.
  • Cheque collection wherever required.
  • Policy documentation and endorsement assistance.
  • Documentation support for reimbursement claims.

Our objective is to remain a dependable point of contact throughout the policy period.

04

Experienced, Stable and Trained Team

Our strength lies in our people.

We have built a team of experienced and trained professionals who understand insurance products, policy conditions, customer requirements and servicing processes.

Our focus is on:

  • Product knowledge and regular training.
  • Experience and continuity in customer relationships.
  • Systematic processes and coordinated service.
  • Honest communication and transparent guidance.
  • A helpful attitude and willingness to take responsibility.

Technology makes service more efficient, but knowledgeable and committed people make the real difference.

05

Customer-First and Unbiased Recommendations

We do not believe in recommending insurance products on the basis of price or commercial considerations alone.

Our recommendations are informed by:

  • Public disclosures and claims-related information published by insurers.
  • Our research and evaluation of insurance products.
  • Customer feedback and practical experiences.
  • Our own experience in handling health, life, motor and other insurance claims.

We evaluate insurers and their products to identify suitable options for different customer needs. Wherever appropriate, we offer multiple insurance solutions, explain their differences and help customers make an informed choice. Our commitment is to put the customer's interests at the centre of every recommendation.

An Add Value relationship manager reviewing policy details with a customer

Dedicated Relationship Manager

Your Dedicated Relationship Manager. Your Personal Point of Contact.

One customer. One dedicated relationship. Continuous support.

At Add Value, we believe insurance service should be personal, accessible and continuous. Every customer is assigned a dedicated Relationship Manager (RM), who remains associated with the customer throughout the relationship.

This ensures continuity, familiarity with the customer's insurance requirements and a personalised one-to-one service approach. Whether it is a new policy, renewal, policy-related query, endorsement or assistance during a claim, customers have a familiar point of contact who understands their requirements and helps coordinate the necessary support.

Our Relationship Managers work alongside our specialised claims and servicing teams to provide responsive and coordinated assistance.

One-to-one personalised service.

Continuity through a continuously assigned RM.

Responsive assistance for policy-related requirements.

Coordination with specialised claims and servicing teams.

You don't have to start from scratch every time you need help. Your dedicated Add Value Relationship Manager stays connected with you.